What is a jewellery valuation?
A valuation is a detailed report that gives the current market value of your jewellery, often required for insurance, probate, or resale. Sunrise jewellers in Birmingham provide certified appraisals, assessing the metal, stones, craftsmanship, and condition to give a clear, professional valuation with written documentation.
Why might I need a jewellery appraisal?
Jewellery is often underinsured or incorrectly valued. You might need an appraisal to protect against loss or theft, settle an estate, divide assets in a divorce, or prepare a piece for resale. Birmingham-based Sunrise members provide accurate, unbiased reports tailored to your purpose.
What’s included in a professional jewellery valuation?
A typical valuation includes a description of the piece, metal type and purity, gemstone details, overall condition, photographs, and a replacement value. Sunrise jewellers in Birmingham use industry-approved formats suitable for insurers, solicitors, or auction houses — giving you official documentation you can rely on.
Do valuations differ for insurance, probate or resale?
Yes — valuations vary depending on context. Insurance valuations reflect replacement cost, probate valuations are based on market value at date of death, and resale valuations focus on expected second-hand sale price. Birmingham jewellers tailor the process to your specific needs and explain any differences clearly.
Can I get a valuation for antique or vintage jewellery?
Absolutely. Many Sunrise members across Birmingham specialise in older pieces and understand how age, condition, rarity, and provenance affect value. Whether it’s a Georgian ring, Victorian brooch, or Art Deco necklace, you’ll receive a historically informed, accurate appraisal.
How long does a valuation take?
For a single piece, it can often be done within a day or two. For multiple items or complex pieces, it may take longer. Birmingham-based jewellers will give you a clear timeline and let you know whether your jewellery needs to be left with them or can be assessed while you wait.
How often should I update my jewellery valuation?
It’s recommended to update valuations every 3 to 5 years, especially for insurance purposes. Gold, gemstone, and diamond prices can change significantly over time. Sunrise members in Birmingham offer reminder services and easy updates to keep your cover accurate and your records up to date.
Are all jewellers qualified to provide valuations?
Not necessarily. Sunrise jewellers offering valuations are experienced, often certified by recognised bodies, and follow industry standards. In Birmingham, you’ll find trusted professionals who are happy to explain their process, show examples, and ensure your documentation is accepted by insurers or legal professionals.
Why choose a Birmingham jeweller for valuations?
Local experts offer accessible, personalised service and often faster turnaround than national chains or online alternatives. Sunrise members in Birmingham provide trusted appraisals with face-to-face support — whether you’re valuing a single engagement ring or an entire family collection.
